Do you need a consultation on your QDRO or DOPO?

What does QDRO stand for?

QDRO stands for Qualified Domestic Relations Order.

What is a QDRO?

A Qualified Domestic Relations Order (QDRO) is a legal document that is required to split an ERISA qualified plan as part of a divorce settlement. Qualified plans include: 401(k), 403(b), 457, pension, profit sharing plans, etc. Every plan has its own requirements. Depending on the plan, the document may not even be called a QDRO but they are generically referred to that way. It’s important that when you have one prepared, it is sent to the plan for pre-approval to ensure that it meets all of the requirements. Do this before you send it to the judge or you risk having it rejected by the plan and having to start over with more expense.

What is a DOPO?

DOPO is a similar document used for certain plans that do not fall under ERISA guidelines. DOPO stands for Division of Property Order.

We facilitate QDRO and DOPO preparation. This is a national service and the flat fee for this service is $450. Additional orders for the same case are at a $75 discount. Email with questions.

QDRO Preparation

QDRO Consultant Request - What to Expect: A Simple 6-Step Process

Common QDRO-Related Mistakes to Avoid

The two most common mistakes that I see time and again are:

  1. Not having the document drafted prior to the final court appearance
  2. Not filing the document with the plan administrator right away after it's approved by the court

These mistakes are simple enough to avoid. As soon as you know you will need a Qualified Domestic Relations Order (QDRO), get one drafted. Once the document is approved by the court, file it with the plan administrator. The follow through on this is really important.


State Pension Plans in Ohio

Ohio Public Employees Retirement System (OPERS)

State Teachers Retirement System of Ohio (STRS)

School Employees Retirement System of Ohio (SERS)

Ohio Police and Fire Pension Fund (OPF)

Ohio State Highway Patrol Retirement System (OSHPRS)

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